Which Insurance to Choose for Your Mountain Activities?

Alpine skiing, cross-country skiing, mountain biking, and other activities in mountain resorts: choose the insurance solution tailored to your practice, the duration of your activity, and your ski lift pass or activity pass.

On Assuranceski.com (ski-insurance.fr), insurance solutions are brought to you by Orion Ticket Neige, a French cooperative enterprise, and selected with its network of mountain professionals. Our policies are underwritten by Mutuaide, and the broker WTW Montagne serves as the primary point of contact for insured clients regarding advice and claims management.

assuranceski.com (ski-insurance.fr) helps you choose among specialised insurance options, adapted for over 40 years to practices in mountain resorts.

What You Need to Know First

In France, ski slope rescue services must be paid for, and the costs resulting from a skiing accident are numerous and high. Contrary to popular belief, the state social security system and supplementary health insurance plans do not cover all these costs—not even medical expenses—and specialized insurance policies offered by mountain resorts (such as Assur’Glisse, Carré Neige, or SnowRisk) often provide the best coverage for injured individuals. These policies are optional; therefore, if you already hold a high-end comprehensive private insurance policy, check your existing coverage—you may not need to purchase specialized insurance.

Identify the situation below that best applies to yo

You are going alpine skiing for a day or a few days during your holiday

Assur'Glisse is the primary option to consider for a ski outing or trip in France.

Designed for skiers of all levels—from beginners to advanced—it covers rescue costs and initial medical transport (ambulance, helicopter) without requiring any upfront payment for these services. It also includes various other benefits to help cushion the financial impact of an accident.

This applies to you if:

• you are skiing for a day or several days;
• you wish to secure coverage for a specific period of your trip;
• you hold a valid lift pass for a specific French ski resort or group of resorts.

→ Discover Assur-Glisse

You ski regularly throughout the winter with a season pass

Assur'Glisse Saison Premium is designed for skiers who hit the slopes multiple times during the winter season.

It is particularly well-suited if you hold a season pass and ski regularly at your home resort, as well as at other resorts for occasional trips.

Coverage applies in France and in border areas accessible with a pass purchased in France.

Please note: when purchasing the insurance, you must specify—in step 1—the resort for which you hold a season pass.

→ Discover Assur-Glisse Saison Premium

Are you looking for coverage that includes civil liability, or do you ski in cross-border areas (such as Montgenèvre or La Rosière)?

In certain situations, it is better to choose the Assur'Glisse Plus option rather than the standard plan. Assur'Glisse Plus offers the same benefits as Assur'Glisse but adds civil liability coverage.

This is particularly relevant if your skiing takes you to Italy, where civil liability coverage is mandatory. It is also recommended for non-residents of France, who may not have civil liability insurance that extends to sports and leisure activities.

→ Discover Assur'Glisse Plus options: day/stay plans and seasonal plans

Please note: the availability of Assur'Glisse or Assur'Glisse Plus depends on the resort you choose. Not all resorts offer the "Plus" option.

Do you practice cross-country skiing occasionally?

Assur’Glisse Fond Assur’Glisse Fond is a solution to provide coverage for your occasional cross-country skiing outings—whether you prefer the classic (diagonal stride) or skating technique—at a resort requiring a paid pass (Nordic trail fee).

→ Discover Assur-Glisse Fond

You go cross-country skiing throughout the season (with a seasonal Nordic pass)

Assur'Glisse Saison Premium Fond is dedicated to regular cross-country skiing throughout the winter.

→ Discover Assur-Glisse Saison Premium Fond

You hold an annual pass for your favorite mountain resort

Assur'Glisse&Green Annuel Premium s designed for individuals seeking a sports insurance solution that covers mountain activities accessible via their annual lift pass, thereby addressing the needs associated with winter, summer, and off-season activities.

→ Discover Assur-Glisse-and-Green Annuel Premium

Do you enjoy mountain biking or other mountain activities during spring, summer, or autumn?

Assur'Green is a solution designed for summer or "3-season" sports and leisure activities—such as those accessible via a bike park pass or other mountain resort tickets and passes.

Coverage includes, for example, rescue services (which increasingly incur a fee), accident-related medical expenses, assistance, and benefits linked to your lift pass or activity access pass.

→ Discover Assur-Green (day/stay options) and the seasonal Assur-Green Saison Premium plan

Is sports equipment insured?

Starting in the 2026/27 winter season (November 2026), coverage for breakage of sports equipment—whether personal or rented—will be included in all products within the Assur'Glisse and Assur'Green ranges.

Prior to that date, this coverage is not automatically included; They are available primarily in our summer packages called Assur'Green Protect.

How do I get the right product at the right price?

How does it work?

The price and availability of our Assur'Glisse and Assur'Green solutions depend on several factors:

1. Your destination or resort
2. Your sporting activity
3. The duration of your activity
4. Your dates (when choosing a day or stay-based plan)
5. The number of people to be insured

For some plans, the price may also depend on local resort characteristics, such as rescue costs. The exact price is calculated directly during the sign-up process.

assuranceski.com (ski-insurance.fr) guides you

You simply build your insurance plan by following the 5 quick steps below (with no obligation to purchase and no collection of personal data).

1. Choose your destination: select your resort, and we will show you the solutions available for that location
2. Choose your activity: alpine skiing, Nordic skiing, mountain biking, or other offered activities
3. Choose your insurance duration: day/stay, season, or year, depending on available products
4. Enter your activity dates for day/stay plans
5. Enter the details of the people to be insured

The final price is calculated based on the number of beneficiaries and your plan details.

Review and proceed to purchase; before payment, you are provided with an order summary and pre-contractual information to review in order to finalize your purchase.

→ Calculate my price

A key rule: your insurance must match your ski pass

For all Assur'Glisse & Assur’Green plans, the insurance details and the ski pass details must correspond regarding the following points:

• the insured person
• the activity
• the location
• the dates.

If these details do not match, coverage may not apply.

An exception applies to our seasonal or annual insurance policies: while they are designated to cover activities accessible via a seasonal or annual pass for a specific resort, they are also valid at French resorts and in border areas accessible with other passes purchased in France, in accordance with the terms of the contract.

What if I can't find my ski resort?

Assuranceski.com primarily offers solutions for resorts within the Orion Ticket Neige network.

If your destination resort does not appear after entering its name in the search tool, try a different spelling (e.g., "2 Alpes" instead of "les deux alpes") or check the list or map provided at the start of the purchasing process.

If the resort is not listed, it may not be among the locations covered by Assuranceski.com.

Are the prices fixed?

The rates shown on each product page represent the minimum and maximum prices per person. Barring any configuration errors, they are fixed for a specific year, generally starting on November 1st.

The cost of your order will be tailored to the details of your plan.

To find the price applicable to your situation, start the purchase process and enter your destination, activity type, duration, and the number of people to be insured.

Reminder: pricing information is available without entering personal data and without any obligation to purchase.

→ Get my personnalised quote

Need to check the coverage details?

Each product has its own specific coverages, limits, exclusions, and conditions.

Before purchasing, review the relevant product sheet(s) and the associated official documents:

• the product overview
• the Insurance Product Information Document (IPID)
• the detailed coverage terms
• the terms of sale
• and the pre-contractual information provided during the sign-up process.

These documents become part of your contract after purchase.

Still unsure which solution to choose?

Start by answering these four questions:

1. What activity do you do? → Alpine skiing / Nordic skiing / Mountain biking / Other activity (Note: if your lift pass grants access to both alpine and Nordic ski areas—such as cross-country skiing, snowshoeing, or an ice rink—you will be covered for all activities accessible with that pass).
2. For how long? → Day / trip / season / year
3. What type of pass do you have? → Day / trip / season / other
4. Where do you participate? → Your resort or ski area

→ Let us guide you to the best insurance options based on your personal criteria

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At assuranceski.com (ski-insurance.fr), find an insurance solution for your sports and leisure activities—including skiing—tailored to your specific activity, destination, and duration.

The information provided on this page is intended to help you choose an insurance solution. It does not replace the contractual documents, which detail the specific coverages, limits, exclusions, conditions, and terms of the policy.

If needed, Orion Ticket Neige and WTW Montagne teams are available to answer your questions.